Talk of The Villages Florida - View Single Post - Home Owners Insurance
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Old 06-09-2021, 11:56 AM
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Velvet Velvet is offline
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Quote:
Originally Posted by retiredguy123 View Post
I have Progressive/ASI insurance with The Villages Insurance and my premium only increased by about 5 percent. The Villages Insurance is not an insurance company. They are a broker/agent for several different insurance companies. I don't think an insurance agent can give you accurate information about why your rate increased. The actual reason is only known by the insurance company, and they don't share that information with agents or customers.
Yes, they gave me the same line. Later I was told the state allowed them to increase their rates. I said that is fine as long as the state also pays for it. They did not want to even tell me what the premiums were for individual items. When I insisted I found I was paying the premium for a second structure which is actually not even allowed in our deed restrictions. The upshot was I ended up paying about the same amount in premiums as before with the modifications that I only pay for what I want.