Quote:
Originally Posted by Becca9800
I love ya, Tom but asset allocation and asset adjustment ain't my strong suits. That's why I sought expert advice, which was conflicting. I'm as dumb as they come when it comes to finance. I mean, I have a credit score in the 800s bc I have debt and pay my bills on time but beyond that.....
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Without knowing your net worth and your age hard to give advise.
Also no idea if you have a pension.
BTW your net worth is none of our business.
What you should do is stop being ignorant. Read some books and/or take a class in personal finance. A financial advisor would be a good thing for you but you need to have some knowledge of finances.
IMHO thinking that with interest rates being this low you are too conservative but that is me. Remember you need your assets to enjoy retirement.