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Originally Posted by Becca9800
See that's how ignorant I am, I don't even use the correct verbiage. I lumped it all as 'in the stock market'. I have to admit that I'm embarrassed. My aggressive retirement portfolio is 46.77% bonds, 27.47% stocks and 25.76% cash/stable value. Given that new info, what say you? Am I on a stable path to preserve my savings?
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It sounds like you already have a good balance to your portfolio. I would check to see the average duration of the bonds. They should be short term or intermediate term bonds, NOT long term. Long term bonds are too risky. The average maturity of the bonds should be less than 10 years. And, if you discuss your investments with an advisor, DO NOT let them sell you an annuity. Again, DO NOT transfer your investments into an annuity.