Talk of The Villages Florida - View Single Post - Is the market going to crash?
View Single Post
 
Old 06-10-2021, 08:40 PM
stevecmo's Avatar
stevecmo stevecmo is offline
Member
Join Date: Apr 2021
Location: FFHT
Posts: 86
Thanks: 300
Thanked 140 Times in 46 Posts
Default

To be upfront, I know absolutely nothing about Lincoln Financial. If your asset allocation is truly 27/73 (stocks/fixed income) and they are calling that their "aggressive portfolio", I would look elsewhere.

Having said that, 27/73 would be considered very conservative but may be appropriate if it lets you sleep at night. However, most advisors say you need at least 40-50% equities (stocks) to keep up with inflation.

I would suggest you visit bogleheads.org . John Bogle was the founder of Vanguard. Spend some time on the forum. Introduce yourself and ask questions. Explore the Wiki. There is also a recommended reading list.

Hope that helps.