Becca9800,
I would look for and go with a Fee Based financial advisor. What they would do is sit down with you and go through your assets and liabilities, goals, age, all your financials and look at what you would need for your income going forward and making it last through the years. Also, they would find out your risk tolerance, what you can handle comfortably as an investment portfolio. Once that is done, then comes the mix, conservative can be 70% safe funds, 30% in the market for growth, giving you a monthly income to supplement SS and a pension if you have one. They would recommend different funds to go into based on what they have about you. Once in, tune up once a year and if all is going well, stay the course. Crash?, they call it a market correction now, eases the shock value. Will it happen, experts make a lot of money predicting.
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