Quote:
Originally Posted by Becca9800
So..... if my money is w Lincoln Financial, in an Aggressive Retirement portfolio (46.77% bonds, 27.47% stocks and 25.76% cash/stable value) is it imperative that I understand asset allocation? Or can I trust Lincoln? This is truly a case of I don't know what I don't know. Honestly, I don't want to understand it, I want to be able to trust the experts. But as with all things, in the end.....
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As I've already said far as Lincoln check what you are paying for management fees. Whatever it is are you getting value for what you are paying? Your post indicates they are of no value to you. It might be your fault. You should be able to call Lincoln and the manager of your 403B and get advice.
On a 403B, check what I say, you should be able to transfer YOUR money into a self directed IRA with no tax penalties. I assume you are no longer working. I doubt your employer is still putting money into your retirement account.