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Originally Posted by stevecmo
To be upfront, I know absolutely nothing about Lincoln Financial. If your asset allocation is truly 27/73 (stocks/fixed income) and they are calling that their "aggressive portfolio", I would look elsewhere.
Having said that, 27/73 would be considered very conservative but may be appropriate if it lets you sleep at night. However, most advisors say you need at least 40-50% equities (stocks) to keep up with inflation.
I would suggest you visit bogleheads.org . John Bogle was the founder of Vanguard. Spend some time on the forum. Introduce yourself and ask questions. Explore the Wiki. There is also a recommended reading list.
Hope that helps.
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Inflation has been non-existent for many recent years. It has ticked up a little recently (from a low base). That's why the market is up big-time. She sounds (to me) like she NEEDS about 15% in stocks. Since she has ACKNOWLEDGED that she is naive (in the market) and open to exploitation by many local brokers.