Quote:
Originally Posted by Becca9800
Hi DAVES! I ran my holdings thru the Morningstar fund x-ray. NOTE: nearly 26% of my total investments are in Lincoln's Stable Value Account, no ticker symbol(it's an annuity  ), and I don't know how the Morningstar assessment was affected by not including 1/4 of my holdings.
Asset Allocation: Your portfolio is moderately risky.
Diversification: Your overall portfolio style: Core. For most investors, maintaining such broad-based market exposure is a prudent way to invest.
Fees & Expenses: The mutual funds in your portfolio tend to have very low expense ratios.
World Regions: You have a fairly healthy stake in foreign stocks.
Thanks for the suggestion to take that look!
To All, again a big thanks for the opinions and gentle prods. I have more knowledge today than I did 2 days ago (reading until my eyes crossed) but still have a looooonnng way to go. Thanks again, very appreciated! |
If 26 percent of your 403B account is in an annuity, that is even more reason to transfer the money to an personal IRA with Vanguard or Fidelity. You should be able to cash out the 403B, get rid of the annuity, and take control of your own money. But, make sure Vanguard or Fidelity does a direct transfer with no income tax consequences.