Talk of The Villages Florida - View Single Post - Buying a preowned home with an old roof
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Old 06-14-2021, 01:39 PM
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Quote:
Originally Posted by Misky1951 View Post
I've been helping my friends from Boston who are looking to buy a preowned home.

Some of the homes have roofs over 15 yrs old. I asked the agents about insurance. They tell us TV insurance companies will not insure a home with a roof over 15 yrs old. But they tell us not to worry as other companies do.

My friends are concerned about paying top dollar for a home and then worrying about getting insurance or being required to get a roof replacement in a few years

I guess the obvious answer is to find a preowned home with a newer roof.

Does anyone see buying a preowned home with an older roof as an issue?

Also, I would think an honest agent would tell a buyer about this. None of the agents mentioned this until I questioned it.
So in contract you acquire a roof inspection, roof has 6 year life you are good to go. Anything less, owner can either pay to put on a new roof, or make an offer without. However houses are literally selling the same day. If you love the house, take that in consideration, you will get homeowners insurance, but most likely have to replace the roof in 30 days or be canceled
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