FACT: Shingle manufacturers warrantee - in writing, that their shingles will last 25 yrs. (3-tab type), and 30 yrs. (architectural type). Assuming no hail or other violent weather damage, why would those mfrs. accept that huge liability - unless they know 25 & 30 yrs. is accurate? In my 16 yrs. of daily roofing work in TV - 42 yrs. total in the business in Florida, I have seen many cases where perfectly good roofs with many yrs. of remaining life, have been unneccesarily rejected by either insurance companies or lendors. Unfortunately, most roofing companies will go along with this, at a roof inspection, because they want the reroof job. Try to find you an honest Roofing Contractor who will write you an accurate Roofing Inspection Report.
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