Quote:
Originally Posted by J1ceasar
There are a few that I truly local long-term companies. We have used McHale as have many others. There are two or three others that you will find highly recommended as well. Our governor has just signed a bill that will stop all of the so-called hail damage slash insurance covered new roofs. Basically if you're not getting rain in your house, it's not damaged as much as you think and most groups are actually good for 20 to 25 to 30 years even in Florida. As others have said someone will have to go up on the roof and see if there's anything left of the asphalt shingles and how many years you have left. That's not to say that occasionally due to wind or hell a few shingles may need replacing but certainly I would prefer a $300 fix than going through doing the new roof and paying a huge deductible . At the end of the day I prefer to think of myself as being ethical and that not - gee wizh- I screwed over the insurance company.
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Agree and remember Ins companies never lose. You will pay in the end.