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Does anyone use Paypal or Venmo or Zelle to collect dues or fees for events for your clubs in the Villages? Which digital platform/s/ do you use?

I think a club (such as a Villages' club) can register for a personal account and not as a business. Is that true?

The fee structure is unclear to me.
I think that the following is the case:
1. If you use PayPal (or other form of digital payment collections) and the payee uses his checking account or PayPal debit, then there is no fee for either party.
2. if you go from member credit card to club's bank account then the credit card user is charged a fee.

is that correct?

Have you been happy using digital payments like PayPal?
If not, why?

thank you so much for answering.