Been looking for home insurance since my rates almost doubled. Best rate with a long established company was from Farmers Insurance (Brian Knight out of Ocala). Wind mitigation report was a must but I also had to get a 4 point inspection done (roof, ac, electrical, plumbing) which cost me $100 but is good for the life of the policy. I saved over $500 on the new policy so I thought it was a pretty good deal. You may find cheaper rates from a new player in the game but Farmers has the best rates of all the companies that have been around a while.
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