Financial Advisors aren’t necessarily experts in real estate. I looked on the Villages website today and many average homes are in the 600 and 700s. That may seem high, but people still need houses and they just don’t have enough of them. This is probably more the time to build (good luck finding a lot). As far as cheaper or costs going down, ya, if you want a manufactured home in the Northeastern section there are deals to be had.
Homefinder - The Villages(R) Homes and Villas for Sale
If you are looking at anything South off 466A, forget it. It just won’t ever happen unless you want 8K a year in taxes, an annual bond of 2300 and you are willing to plop down that 700k.
The true sweet spot if you are a buyer may be between Sumter and 466A?