When we decided to buy in TV, we just wanted to get the deal done and paid whatever the going rate was for closing costs to whomever the Villages sales people steered us to 4+ years ago...we were happy we found a house we liked and wanted to get on with our lives.
I could have gone with an out of state bank, but why...we were going to pay the whole thing off within months anyway once some paper matured
when you add everything together, closing costs are a very small % of the overall cost of moving here
Every state is different...I didn't try to compare what I may have paid in another state in prior years to the closing costs in FL...remember we don't have to pay an attorney in FL
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