Quote:
Originally Posted by thelegges
Just make sure they are insured and bonded. If a problem arises there is a backup if damage happens. As for asking a neighbor, that would be the last thing I would do. What if they missed something that caused damage, then what. One of our neighbors had a friend check on their house, forgot to turn off the water, toilet started leaking, water damage bathroom, and closet. Plus the large water bill. Home was being checked every 2 weeks, so lots of water in 2 weeks
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It seems as though the neighbor's flood damage would be covered by their homeowners insurance. I doubt that any insurance that a home watch company had would be a primary payer. But, if you want the home watch company to have insurance, you need to get a letter from their insurance company stating what it covers, the limits of coverage, and the current status of the premium payments. I suspect that very few people actually require that type of proof.