In the last few years the requirement seems to have gone from "can't get insurance if the roof is 20 years old" to " ... 15 years old" and now, maybe 10? Yikes. Check with other companies. We have Allstate (Cabrillo Coastal) which some people think is too expensive but they were willing to write us a policy with sinkhole coverage. Bought this house about 2 yrs ago, had to replace the 20 year old roof within 30 days of closing escrow. Good luck.
kathy
|