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Originally Posted by santiagobob
I have Medicare and a supplement policy with AARP United Healthcare. My plan has no co pays, deductibles and pays everything that Medicare does not cover. I have had 5 surgeries in the last 10 years including 9 days in ICU in U.F. Shands hospital and I have never paid a dime for any of these procedures. I can go anywhere and make my own appointments without a referral.I do pay a monthly premium, but one stay in a hospital Is worth a years premium
Bob B.
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Quote:
Originally Posted by eweissenbach
My wife and I took care of my father for three years in our home prior to his death. I took care of all his finances and he had AARP UHC plan F and it paid for everything without question. When I turned 65 I signed up for AARP/UHC as did my wife when she turned 65. I have had the normal health issues, but my wife has had dozens of hospitalizations, in Kansas City as well as in the TV area, and we have never paid a cent out of pocket. There are probably cheaper plans out there, but the peace of mind we get that we are 100% covered is worth more than the premiums we pay (which are hundreds of thousands less than what the insurance has paid.)
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Both of you forgot to mention that you also have a Prescription Drug Plan which covers most, but not all, of the cost for your prescriptions. I have the same combination as you do: Medicare + AARP medicare supplement + PDP.