You dont need a lecture after the fact, but this is why you do credit and background checks. And get positive identification (drivers license) and proof of employment as part of your screening process. in the unlikely event he is currently employed, you can go through the legal process to secure a judgment and start the wage garnishment process. unfortunately, people are currently being paid to NOT work these days, but that doesnt mean that putting late notices on his credit report, securing judgments etc won;t be some level of leverage if he is a (formerly) upright citizen. If he is a professional deadbeat, you;ve learned a very painful and costly lesson. Have you given them a formal NOTICE TO PAY OR QUIT ? Tack the notice onto the front door and followup with a certified letter (which they probably wont sign for). Then start the legal process to drag them into court, all the while reporting to the three credit agencies his delinquency. Under no circumstances should you ever accept partial payment.
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