[Bill14564]

Originally Posted by Travelingal702

How can someone use my credit card NUMBER (I still have the CC in my possession), without the chip or the three digit code, which I obliterate and memorize? Someone attempted to use it in a different state, 2000 miles away, to buy pot. My bank caught the transaction and contacted me. Of course, now I have a new card and go through the hassle of notifying all my CC contacts with the new information.

I'm not sure how that was possible but it since it happened, there must be a way.

After having our number compromised twice and going through the hassles of changing all our recurring payments we chose to get two separate cards. One is used only for online, recurring payments, it only comes out of my wallet for emergencies. The other is the card we use everyday. The everyday card is the one most likely to be compromised but since it isn't use for recurring payments there will be little work required to replace it.

One of our cards also offers virtual account numbers; one-time numbers that I can create as needed. I use these for websites I don't normally purchase from and for vendors that I might want to cancel in the future (easier to let the one-time number expire than to cancel the entire card)

Two simple steps that have saved me a lot of hassle.