To say our system has not worked for the past 30 or 40 years is not true. We have had the most prosperous economy, the highest standard of living, the best life style ever achieved by any generation. More people have attained an ability to retire with substantial income, we are living longer then ever, and we have the best health care (agree it has faults) but still the best in the world. Not sure where you were in the past 30 or 40 years VK, but I grew up very poor on a rural farm, made it through college and the Air Force, and have achieved far more than I ever dreamed possible. Our major problems have only been in the last year with the housing bust which caused the market bust, and was caused by our government meddling in the system. Forcing banks to give loans to people who could never pay them back. So to have you say our system has not worked for 30 or 40 years I reject. We have had the best standard of living in the world. You must have been living on another planet.