Quote:
Originally Posted by Travelingal702
How can someone use my credit card NUMBER (I still have the CC in my possession), without the chip or the three digit code, which I obliterate and memorize? Someone attempted to use it in a different state, 2000 miles away, to buy pot. My bank caught the transaction and contacted me. Of course, now I have a new card and go through the hassle of notifying all my CC contacts with the new information.  |
Hackers can get into your phone OR the place they are charging doesn’t use the CVV code - 3 digit code. All the overseas crooks don’t use the CVV code because they can track the origin of the charge. In the last few elections hundreds of millions of PAC money went thru foreign without the CVV code. If your card isn’t part of a commercial bank then they aren’t looking out for you. I have US bank and everytime a charge goes thru I get a text with the amount- it’s all on the same line for the month then I match up my statement to those charges ! I’ve caught spectrum double billing me at least 2-3 times ! My card has no fee.