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Originally Posted by villagetinker
I agree with above on the email notifications, I have caught several charges that were fraud. In discussions with the CC company, they indicated the scammers are using random number generators and charging amounts like 1 cent that go unnoticed, if the charge goes through, then they go for the bigger charge. The emails effectively stop this, but you still have to go through the hassle of a new card. I am looking into using a second checking account for reoccurring payments, with NO overdraft protection. I will just transfer in the amount necessary plus a small surplus as needed to cover the upcoming bill. I think this will work.
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I also agree...however for CCs that offer, I get a text rather than an email. Emails tend to get reviewed once a day or less, where as text can be seen and reacted to immediately. I get the texts many times while standing at the cash register. In restaurants, the rapid text also helps if the card is processed more than once. Most CC companies allow texts and you can set it up at all purchases or any over a threshold assigned by you.