Had insurance through TV but recently switched every thing to AllState. TV placed my HO insurance through American Integrity and that company kept raising the rates. Last year, went up something like 40%. Saved a few bucks but that included much better sink hole coverage at a reasonable cost.
Had one claim with AI and its claims service was terrible. Also, AI's content coverage had a limitation for 'collections' which always bothered me. Didn't come into play on my claim but would certainly could apply on a large fire loss or even a theft claim.
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