Quote:
Originally Posted by retiredguy123
I seriously doubt that something like that exists, or ever could. Even if it did, someone would need to verify the accuracy of the information at least every month. If you want to hire a contractor who has insurance, you would need to get a letter from the insurance company stating the type of coverage, the limits of liability, and the expiration date of the policy. Also, even if the contractor has insurance, it is his/her policy, not yours. So, if an incident occurs, you cannot file a claim against the contractor's policy. Only the contractor could file a claim, if he chooses to do so. If the contractor disappears, you are out of luck, even if he had insurance.
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This is what I got from them "
Yes, we do a lot of work for The VCDD, Commercial Property Management, etc. We are required to keep our insurance information up to date with them each year." I will have to find out if this applies to work on my property