If your next-door neighbor has one high enough and on your side of their house you are already protected.
if they don't have one already, I would drop them a hint about how much THEY need one.
Lightning looks for the least resistant path to the ground (lightning rod) and the one that is closest to where the lightning is coming from - high lightning rods are very yummy to lightning.
For the most part, they are not worth it, good homeowners insurance will cover damage less expensively than the lightning rod.
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