Talk of The Villages Florida - View Single Post - To all retired electricians and electrical engineers. Do Lightning Rods work?
Thread: To all retired electricians and electrical engineers. Do Lightning Rods work?
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Old 08-07-2021, 08:59 AM
snbrafford snbrafford is offline
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Default Insurance coverage on lightning strikes
Quote:
Originally Posted by retiredguy123 View Post
They work, but they are not worth the cost. Your homeowners insurance will cover lightning damage.
I did not find the cost all that prohibitive and you may be able to get a discount on your home owners insurance but need the right installer (certified). Lightning may cause a fire and a TOTAL loss of your home and possessions - some of which money can't replace. Remember there is a deductible on insurance which would go a long way in covering the cost of lightning rods. The one thing to remember is that once installed - there will me additional costs in the future IF roof needed replaced as the rods will have to be properly removed and reinstalled - preferably by a certified "rod" guy and not by some roofer that just says he can do it. I used A1 that is certified and had some large corporate contracts.