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Originally Posted by Jnjguy
I have a Medicare Advantage Plan as a retirement benefit from my employer. It has very comprehensive coverage. Curious as to why you would never use an Advantage Plan.
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People don’t realize that Medicare Advantage plans are NOT insurance policies. They are Medicare management plans, and that’s all. I had a terrible expensive shock after Switching to the Humana Medicare Advantage plan. There is no Medigap coverage! So I was left paying a lot of expenses that I was unprepared for. For instance, I had to go to the hospital in an ambulance after an accident, and my Humana Advage Plan only paid half of it, I had $253 to pay! Like I had any choice of which ambulance to take to Ocala hospital! I had to pay half of the cost of an MRI. I switched back to my Medicare supplemental police, for more coverage , no surprises!