[biker1]

Not exactly. A Lenders Policy is generally required by the lender if you have a mortgage. An Owner's policy is not required.

Originally Posted by GrumpyOldMan

All the suggestions are interesting, but the two most important are, you should have title insurance. The title insurance company is liable for any discrepancies. The developers are not your problem, if the developers made a mistake, that is up to the title insurance company to deal with.

Assuming you have title insurance(I think it is legally required to purchase real-estate in Florida) that is who you contact first.

Second, if he took something that is yours and is refusing to return it, then call the sheriff or police, and/or an attorney - although I expect the value of the stuff you say he took will only qualify for small claims court. I am not familiar with the law enough to say if there was a criminal violation - that is for the police to say.

And finally, I would be looking for a new home in any case. Life is too short to deal with a bully neighbor.