Talk of The Villages Florida - View Single Post - Property Survey Dispute
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Old 08-12-2021, 07:29 AM
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Quote:
Originally Posted by NoMo50 View Post
Not so. Title insurance is not required for the property owner. An owner's policy is optional, but a lender's policy is typically required if there is a mortgage on the property. This will be a requirement set forth by the lender, not by statute.

Also, a title policy merely warranties clear title to the property involved. It does not warrant the veracity of an individual survey.
Correct, an owner's title insurance policy is optional. But, even if you had a policy, I don't think it would cover a property line dispute like this. Title insurance guarantees a clear title, which is not really at issue in this situation.