Quote:
Originally Posted by NoMo50
Not so. Title insurance is not required for the property owner. An owner's policy is optional, but a lender's policy is typically required if there is a mortgage on the property. This will be a requirement set forth by the lender, not by statute.
Also, a title policy merely warranties clear title to the property involved. It does not warrant the veracity of an individual survey.
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"Clear title to the property involved," means just that, that you own the land. The neighbor says he owns the land. Title company will get involved, they said you have clear title to the property, your neighbor says he owns. Also get realtor involved since there is a dispute on who owns the land that she/he listed and sold to you. Lake County property appraisers office also should get involved, they have maps that clearly show not only the dwelling, but where it sits on the legal parcel of property. You can use that to measure the property boundaries. If the neighbor tries to stop you from measuring, call the Sherriffs office and request an officer come out. Also call the Villages and ask them to verify they did not build the house on the neighbors property. It will take some legwork and time on your part, but you can get all the information to clear this up. I would put up a Ring Video Cam that covers the neighbors property where it joins yours so you can keep an eye on anything he tries to do to what's on your property and your dog. Ring keeps the video, so you can show it to the Sherriff or take it to Court. Good luck. Don't let this neighbor bully you, if you do, it will escalate.