Like all insurance it depends mostly on your coverage with of course some variation between companies but $600 is INSANE unless it is street legal (with plates and reg).
When my "cart" was STREET LEGAL aka LSV it was close to $800 with FULL COVERAGE.
Now that it is no longer street legal it's around $100 because I have highest liability plus collision plus comp. Would have been around $60 bare bones.
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"I think the scariest person in the world is the person with no sense of humor."
Michael J. Fox
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