Talk of The Villages Florida - View Single Post - Inheriting non-spousal annunity
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Old 08-19-2021, 09:25 PM
Gigi3000 Gigi3000 is offline
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Quote:
Originally Posted by retiredguy123 View Post
If you can use the 5 year rule, you could take $72K per year for 5 years, and have a taxable income of $40K each year. That may save you some taxes over the 5 years because of the standard deduction. Then, you would be done with the annuity.
The bank advisor didn't even explain the 5 year thing. She just said she didn't recommend it.