Quote:
Originally Posted by Gigi3000
My thoughts exactly. I'm hoping real estate prices will drop a little although Dave Ramsey says they won't.
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OK, you respect Dave Ramsey.
He has financial advisors who work with him that you can work with. You could find them by using google I think.
Its find to listen to what your peers have to say - others, stop being mean to Gigi about this. In the end though, you will need a professional. Make sure they are a fiduciary.
It is very difficult to find a financial advisor who will recommend annuities along with other investments. Usually, if they recommend annuities that is all they recommend. That is because annuities are an insurance product. Licensing is different. You do not need to be a fiduciary to sell annuities, but of course you would refuse to work with any financial advisor who is not a fiduciary.
At any rate, Dave Ramsey is sensible and out to be able to help you find someone. Just try to find someone who can help you evaluate whether or not an annuity is right for you. They are right for some - the one I have is very, very right for me - so do not listen to those who tell you they are always bad. But they are very complex and it is difficult to find one that is right for you.