[charlieo1126@gmail.com]

Vanguard is a group of funds owned by the people who invest in them, they have a very low cost , I’ve had 4 funds that cover every section of market and money goes into these funds automatically every month for the last 20 years , I hardly look at the results until end of year , doesn’t matter to me if market goes up or down , but you know goggle is your friend so easy to find out things