Quote:
Originally Posted by kkingston57
I ? if it is the demographics. Lived/worked in South Florida as insurance adjuster. Appears you did not have a flood policy. In Florida Keys, most structures are just above sea level and there is not any levee/dam. New Orleans did some major changes to the levees after Katrina in 2004. Glad to see there are code restrictions which require that new housing should be on stilts. We do need to find ways that insurance companies including flood insurance dis continue to allow insurance to be purchased in these areas and I include areas such as fire prone areas in the western states.
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If you worked in the insurance business in Monroe County, you would know that flood insurance was required if you had a mortgage. However, if your house was built after (not certain of the year, but it was 60’s or 70’s) even if you had flood insurance, your first floor was not covered.