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Originally Posted by UptownBee
We're calling our Agent now because the landscaper (which is one of the major players in The Villages) is trying to blame the grading and when we called The Villages they just say the grading is fine (without actually inspecting it). We wanted to avoid a claim and potential increase in premium but we definitely need someone interested in our best interests at this point.
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Good luck. Generally water seeps through mulch and should take a lot of mulch to create the drainage problem you encountered.
I was an insurance adjuster and worked for a lot of companies. If there is damage to your home and damages are light, they might not want to pay anyone to determine who caused the damages. In most cases, they only do this if the damages are significant and if the damages are covered by the policy. If they have to make a payment and if they feel that the nieghbor or the developer caused the problem, they might hire the appropriate expert. These experts cost +/- $200 an hour.