[villagetinker]

My understanding, GIFT cards are just like DEBIT cards, NO protection. I am guessing there was a skimmer involved that captured your pin and account number, so hopefully with your police report you included the store where this was used. From personal experience these appear to be a very low priority with the local police. My stepson was a victim and we could not get the bank or the Sumter County police to do anything. We eventually just wrote off the several hundred dollars involved. I hope you fair better.