[PugMom]

Originally Posted by OrangeBlossomBaby

Most "dental insurance" isn't really insurance. It's discount plans with a couple of things thrown in for free. This is actually good, because the premiums would be pretty high if it was "actual" insurance. Since teeth aren't "medically necessary," any dental surgery would technically be cosmetic, unless to correct a deformity or repair an injury to the jaw/face. In that case, normal health insurance takes over.

You can find a number of plans with Delta Dental, that cover basic yearly or twice-yearly cleanings, a full set of xray every couple of years, yearly bite-wings, and then discounts for everything else.

Monthly fee for these Delta plans depends on your income. Through the ACA Marketplace you can find one for under $10/month that doesn't give the best discounts, but if you already wear dentures, or have excellent teeth, it's a good deal. If you have work needed, higher-premium plans cover more, and offer deeper discounts.

i agree with your comment on how dental insurance isn't really insurance. it MAY cover cleaning, xrays or extractions to a certain percentage, but any real work is mostly out of pocket. as far as i know it doesnt cover implants @ all.