You don’t have to be a genius.
If you’re not looking for a free dinner and are truly looking to invest skip the meal.
Depending on what you want out of your investments there is a good chance you can do this on your own.
If you have a decent pension and have a nest egg you want to earn you some money, try something like a utility. They are low risk and they usually pay out somewhere between 4 to 5% dividends.
It might not be the windfall you’re looking for but it’s better than a bank saving account.
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