I didnt see this part addressed. Most home insurance policies prohibit certain breeds of dogs. Pits, and a list of others, are included. And any mix of the prohibited breeds. In some cases "prohibit" just means you are on your own if anything happens or anyone sues you for anything relating to the dog. But it can also be cause for insurance cancellation if you are found in violation. We have Progressive here, and LLoyds in Ma. Both exclude a list, shown in their Homeowners policy. Don't assume that if you dont see it, in your policy then the exclusions dont exist! We have 2 Residential properties (they are rentals) in the new section. Also have Progressive Ins. Their policies do not specifically exclude certain dogs. But according to their underwriters, they are still prohibited.If you are found to have tenants with one of these - or any mix - the insurance company can cancel your policy for that reason and you may have trouble finding another insurer. And if you say that "well, the tenant has to get their own insurance and that will take care of it", I'm told No. You own the property and fault/liability can pass thru to you. I recently turned down an applicant we really wanted, but had a pit-mix. Supposedly very sweet. They told me they had never heard of this and had never been tuned down for it before. Not surprised. I suspect a lot of people havent. Especially "landlords". We've had tenants for the last 30 yrs and only learned of this recently. But i could have caused myself endless problems if i had rented to them and the insurance company found out.
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