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Is the percentage taking into consideration the subject's physical condition? I have known over a dozen relatives that have had Covid and survived with NO hospital time, a couple even having Covid twice.
I think that the first worry would be, "what are the chances of you being around someone that is infected."

Here's a list of considerations:
1. Chances of you being near enough to someone infected.
2. Are you vaccinated?
3. Are you near enough to someone that is contagious for sufficient time to become infected?
4. Are you wearing any kind of protection?
5. Do you keep your hands away from your face?
6. If infected, do you have any symptoms?
7. If infected and have symptoms, are you ill enough to warrant a visit to the hospital?
8. If hospitalized, what is the survival rate?

I have never had the Flu. Does that mean that I am immune to the Flu or that I have just not been around anyone with the Flu. The answer is that I HAVE been around folks that had the flu and have not been infected. Or, perhaps I have been infected and not shown symptoms? I have also walked down many streets and never been struck by an auto. I have flown in many planes and never an accident. I driven at speeds in excess of a 100mph and never a speed related accident. I have been shot at and missed.
All that. Does it make me Lucky or Blessed?
I believe in doing what I believe allows me to live my life with the least amount of worry. I vaccinated mainly to protect my spouse from me, in case my luck or blessings expired. If I achieved the added protection, great. In my opinion, I am responsible for myself and my family, not the rest of the world. As long as I am not infected with a contagious illness, everyone else is not my responsibility. It is not my obligation to protect others from themselves or from someone else.
Just a suggestion; do what you feel is right for you regarding the virus, not what others demand you do. Mass hysteria is a mental issue, and has no physical substance. Don't let that hysteria/panic rule your life. If you do, then you can only blame yourself. No one else cares more about you than themselves.