Quote:
Originally Posted by kkingston57
If you have not already done this, check with a local independent agent who represents multiple insurance companies and see if they can find insurance. IF no one will insure check to see if the Florida JUA can provide coverage.
If you do not have a mortgage, do not need to buy insurance. In S. Florida where premiums are 4X higher many people have opted to go without homeowners insurance. In TV there is less risk for storms. Would not recommend going this route to save $1500- $2000 a year.
Good luck.
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We are mortgage free and debt free with high credit score, the only thing we don't have YET is new roof which is in the works Our home is in excellent condition, everything that needs doing gets done and I keep all the bills and receipts. Just had new cabinet lighting by Pikes, new driveway, new ceiling paint job. We keep up with all maintenance i.e. heating and AC, bugs, you name it. It's a nice home on a Championship GC.