[charlieo1126@gmail.com]

It was made just as light humor and I know what dollar cost averaging is I’ve been doing it for 20 years and I’m 82 and have high expectations so I hope I’ll be doing it for 20 years more and yes I’m lucky and I don’t need the money at least not yet as the part about wealth and what it provides, I’m not some guy dying with my money in a coffin I’ve been retired 22years and I’m a guy who loves to spend, I never cook and I mean never, I don’t clean either, I’m still shopping for clothes mostly in Armani or Hugo Boss stores or Nike and before covid alternated winters between Hawaii, Thailand and Miami Beach and really the average age is 70 god I wish I was that young again but you know the word muddle is actually the right word for my stock wealth I didn’t work hard I just put money in every month and forgot about it , maybe I should have worked harder at it I feel guilty lol