Actually, met with a Fidelity Advisor tonight, and there commission structure is not tied directly to what they recommend, but are paid salary from a pool of money which is paid to FMR, as a percentage of all assets under management, and then additional incentives for recommendations and other non direct sales. My money is already in Fidelity, so there is no additional charge for meeting and making a plan with you. . .
Good luck, but its a good step if you don't have any financial experience, or want to start again with a new advisor. I recommend one with either an MBA or CFP, CFP being preferable and MBA being dependent upon experience. At retirement i recommend starting with a 40/60 equity/fixed income,short term interest balance, as you are less interested in growth and more interested in preservation and income.
finance guy
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