Quote:
Originally Posted by bp243
A CFP (certified financial planner) has the training to build a plan for you that is comprehensive, balanced, and in your best interest rather than favoring any one company.
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Having completed the CFP course training, I would point out that a Certified Financial Planner (CFP) is not limited to the areas of investments and retirement. They are also trained in taxes, insurance, and estate planning. CFPs are often employed by insurance companies and estate planners. So, it is not always correct that a CFP is going to be an independent advisor that does not favor one company or product. That is especially true if they are employed by an insurance company. There are some insurance salespeople who have the CFP designation, and who aggressively promote annuities, which are rarely a good investment for most people.