Quote:
Originally Posted by daniel200
Actually, you can send legal/valid checks by email. There are several companies providing this technology.
I’m not saying your experience was not a scam, but rather email checks are a legal and legitimate way to move a check fast.
However, all checks are subject to fraud. The only way that I know to verify any check is good, is to take the check to a branch of the bank that the funds are drawn on and cash the check there instantly without depositing it—which eliminates the chance of the check bouncing. This is good advice for any paper check also.
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Thank you Danial. There is more to this transaction than just the echeck.
1. The echeck was issued from a bank that I couldn't find when googling the name.
2. The amount was much higher than the agreed upon price which I suspect would have been part of the scam if I proceed with trying to cash it.
3. there was no verbal communication just text and no indication that the person was local..
4. My neighbor who also advertised furniture on the talk of the villages received the same texts regarding his product and received the same responses.
When googling e-checks in general I did get conflicting info regarding how legal they were and there was a lot of indications that they were often used in scams. To your point, from the right bank/company they probably are legal. Bottom line for me is this transaction overall sounded like a scam and I'd rather be safe than sorry.