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Originally Posted by biscuitgirl
Hi all. My husband and I are recent arrivals in TV. We’re looking for a professional to advise on taking withdrawals from our savings to fund retirement. We’ve always made our own investment decisions and feel pretty comfortable with that. But we have a few big-ticket items coming up with the house, as well as day-to-day expenses, and I’m struggling to figure out when and from which accounts to take money to minimize tax impacts. There seem to be plenty of people around that will sell you an annuity or manage money for an ongoing fee, but surely there must be people that specifically advise on the withdrawal side of things. Can anyone recommend a good fee-based advisor who can help guide us through this, or even identify the type of professional I'm looking for to better target my google search? Thanks.
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Good luck. Find someone who gets you to do what the "rich" do. You borrow against your assets, leverage it and hold those assets in trusts for your kids or whoever you're passing it on to. When you go, the cost basis adjusts to the value at the time of death so no massive taxes for the inheritors. Its the Buy, Borrow, die strategy. You're past the Buy phase
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