[Stu from NYC]

Originally Posted by retiredguy123

Not a joke. But, yes, if I had all of my money invested in a small company growth stock fund like the one you mentioned, I would have made more money over the years. Actually, the New Horizons fund has a 10-year average annual total return of about 23 percent, compared to 17 percent for the S&P 500 index. But, it is not an apples to apples comparison to compare a high risk, 100 percent growth stock portfolio to a conservative, balanced portfolio of stocks, bonds, and cash. I would not feel comfortable with all of my assets invested in any type of stocks. My point is that the cash and bond markets are being skewed by the Federal Reserve by not allowing interest rates to rise and fall based on market conditions like inflation.

Very true. The problem is we are all living longer and IMHO in order not to outlive your money needed a higher percentage invested in stocks or mutual funds to do so.