Talk of The Villages Florida - View Single Post - Help Lack of Follow Through MICHAEL WHITAKER & ASSOCIATES, LLC
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Old 11-02-2021, 07:38 PM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by Boomer View Post
retiredguy123,

I am asking you this purely academic question because it seems like you know stuff. . .

In a circumstance such as this one, should? would? could? the title company have stepped up to arrange for a dry closing?

OP,

I don’t know anything about whether you have any legal recourse or not. But I think if I were you, I would find another broker. The new broker should handle all the transfers for you so you never again have to talk to the one who dropped the ball. But make sure the new broker explains each type of transfer being used, and why, before you sign off. Different types of accounts might require different types of transfers.
Yes, there could have been a dry closing, where the funds are not disbursed immediately. Proof that the stocks were sold should have been enough to justify it. Another option would have been for the stockbroker to provide a short term loan to the OP to handle the closing. Or, the closing could have been delayed for a day. These things are usually not cast in stone. And, we don't know if the OP actually lost anything as a result of the funds not being available.